Finance

Net Worth Calculator

Calculate your total assets, liabilities and overall net worth.

Net Worth Calculator calculator

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Net Worth Calculator

Enter the values below to calculate your result.

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Your result will appear here

Enter the required values and click Calculate to see your result.

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How does the net worth calculator work?

Enter the current value of your major assets and outstanding liabilities. The calculator adds all assets together, adds all liabilities together, and subtracts total liabilities from total assets to estimate your net worth.

Formula

Net Worth = Total Assets − Total Liabilities

Examples

Example 1

Inputs

cash
200000
investments
500000
property
5000000
vehicles
500000
otherAssets
100000
homeLoan
3000000
creditCardDebt
50000
otherLiabilities
100000
Result

Total assets are ₹63,00,000 and total liabilities are ₹31,50,000, giving a net worth of ₹31,50,000.

Example 2

Inputs

cash
100000
investments
300000
property
0
vehicles
400000
otherAssets
50000
homeLoan
0
creditCardDebt
20000
otherLiabilities
30000
Result

Total assets are ₹8,50,000 and total liabilities are ₹50,000, giving a net worth of ₹8,00,000.

About this calculator

Net worth is the value of everything you own minus everything you owe. It provides a simple snapshot of your overall financial position.

Assets can include cash, bank accounts, investments, property, vehicles and other valuable possessions. Liabilities can include home loans, credit card balances and other outstanding debts.

Tracking net worth over time can help you understand whether your overall financial position is improving. A rising net worth can result from increasing assets, reducing debt, or both.

Frequently asked questions

What is net worth?

Net worth is the difference between the total value of your assets and the total amount of your liabilities.

What should be included in total assets?

Assets can include cash, bank balances, investments, property, vehicles and other valuable assets that you own.

What are liabilities?

Liabilities are amounts you owe, such as home loans, credit card balances, personal loans and other debts.

Can net worth be negative?

Yes. Net worth is negative when total liabilities are greater than total assets.

How often should I calculate my net worth?

There is no fixed requirement, but calculating it periodically can help you track changes in your assets and liabilities over time.

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