Example: ₹1,00,000 FD at 7.5% for 5 years
Inputs
- principal
- 100000
- rate
- 7.5
- tenure
- 5
- compounding
- 4
Result
With quarterly compounding, the estimated maturity amount is approximately ₹1,44,994.00 and the total interest is approximately ₹44,994.00.
Finance
FD Calculator
Calculate the estimated maturity amount and interest earned on a fixed deposit.
FD Calculator calculator
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FD Calculator
Enter the values below to calculate your result.
₹
%
years
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Your result will appear here
Enter the required values and click Calculate to see your result.
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How does the fd calculator work?
Enter the deposit amount, annual interest rate, tenure and compounding frequency. The calculator applies the compound interest formula to estimate the fixed deposit maturity amount and total interest earned.
Formula
A = P × (1 + r/n)ⁿᵗExamples
About this calculator
A fixed deposit calculator helps you estimate how much your deposit may grow over a selected investment period.
Enter your deposit amount, annual interest rate, tenure and compounding frequency to calculate the estimated maturity amount and total interest earned.
The result is an estimate based on the values you enter. Actual fixed deposit returns may vary depending on the bank's interest calculation method, applicable terms and other account conditions.
Frequently asked questions
What is an FD calculator?
An FD calculator estimates the maturity amount and total interest earned on a fixed deposit using the deposit amount, interest rate, tenure and compounding frequency.
How is FD maturity calculated?
The estimated maturity amount is calculated using the principal amount, annual interest rate, compounding frequency and investment period.
What is compounding frequency?
Compounding frequency determines how often interest is added to the deposit. Common frequencies include quarterly, half-yearly and yearly compounding.
Does more frequent compounding increase FD returns?
For the same principal, annual rate and tenure, more frequent compounding generally produces a higher maturity amount.
Is the FD calculator result exact?
No. It is an estimate based on the selected values and compounding assumption. Actual bank calculations may differ depending on the deposit's terms and interest calculation method.
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